Fife Chamber Legal Expenses & Legal Advice Line
Don't be the one caught out!
Unfortunately no matter how well you plan and manage your business you never know when you are going to face unexpected, expensive legal fees. The cost of instructing a solicitor can be in the region of £175 to £225 an hour, add to this the potential cost of employment tribunal awards and you could easily find yourselves having to pay in excess of £10,000.
More than £670,000 worth of legal cover FREE with your membership
Fife Chamber of Commerce has teamed up with Composite Legal Expenses to provide your business with a free Legal Expenses Insurance policy. As a member business you have more than £670,000 worth of professional fees and awards each year! The cover can pay for a solicitor or other professional to represent your business in each of the areas covered by the policy.
What is covered?
• Employment Disputes - The cost of defending actions brought by employees including unfair dismissal & discrimination claims.
• Employment Awards - Pays the employment tribunal compensation award in the event of failure in your employment representation.
• Prosecution Defence - Cost of defending a prosecution for an offence relating to your business activities including the Health & Safety at Work Act 1974.
• Tax, VAT, PAYE and NIC Investigations - One in ten businesses will be subject to an Inland Revenue Investigation each year, cover is provided to pay professional fees resulting from these investigations.
• Jury Service Allowance - Up to £100 per person per day to compensate for the loss of an employee attending court or tribunal.
• License Protection - Where your business is dependent on holding a statutory license in order to trade, cover is provided for appeal costs.
• Data Protection Act - Cost of defending civil proceedings bought against your business under the Data Protection Act.
• Property Legal Protection - Enables your business to pursue legal rights arising from negligent acts of others affecting your property.
• Landlord Disputes - Representing your interests in disputes with landlords over the business lease or tenancy agreement.
• Business Motoring - Pursuing uninsured losses following a non-fault road traffic accident including excess recovery, car hire and credit repair.
• Personal injury - Legal Expenses cover is included for all employees and their partners to pursue compensation following a personal injury outside of the workplace where a third party is at fault.
Chamber Legal Advice Line 24/7
To benefit from this cover it is essential that you contact the Chamber Legal Advice Line at the earliest opportunity. Delaying notifying the insurers could jeopardise your ability to be covered.
The Advice Line is available 24/7 365 days a year. It will guide you through the legal process and hopefully prevent issues from escalating in the first place. To contact the Chamber Legal Advice Line please call 0870 220 8515, you will need to notify the advisor the Chamber you are a member of and the name of your company.
*Please refer to the Chamber Legal Expenses policy wording to understand all policy conditions. This is available on request from your Chamber of Commerce or visit www.composite-legal.com/chamber.
